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Dental insurance

Original Medicare does not cover most dental care — cleanings, fillings, extractions, or dentures. A dental plan can help pay for that care. Some Medicare Advantage plans include dental benefits, and stand-alone dental plans are another option.

Three older adults laughing together. A scene, not a photograph of SRS clients.

Two ways to get dental coverage

If you have a Medicare Advantage plan, check what dental care it includes. Benefits vary a lot from plan to plan.

If you have Original Medicare, or want more dental coverage than your plan offers, a stand-alone dental plan can fill the gap.

What to check in any dental plan

These terms decide what a plan is worth to you:

  • The yearly maximum the plan will pay
  • Waiting periods before bigger work like crowns or dentures is covered
  • What share of cleanings, fillings, and major work the plan pays
  • Whether your dentist is in the network

How SRS helps

Tell a licensed insurance agent at Senior Retirement Solutions what work you expect to need and which dentist you see. They compare options with you, including whether dental fits alongside your Medicare coverage. No decision is required on the first call.

Common questions

Does Medicare cover dentures?

Original Medicare does not cover dentures for most people. Some Medicare Advantage plans and stand-alone dental plans do, often after a waiting period.

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